Short version: The financial data you enter on this calculator (salary, taxes, expenses) is stored only in your browser. It is never sent to our servers or any third party. We cannot see it, and neither can anyone else.
myartha.in is a free personal finance and tax calculation tool for Indian taxpayers, built and maintained by Aman Motiyar. This privacy policy explains how we handle information when you use our website.
When you use the Artha calculator, any information you enter — including salary details, deductions, expenses, investments, or stock holdings — is:
We operate a zero-knowledge architecture: we have no database, no user accounts, and no mechanism to collect or view your financial data.
We may use the following services which set cookies on your device:
Google AdSense (Advertising)
We use Google AdSense to display advertisements. Google uses cookies (including the DART cookie) to serve ads based on your prior visits to our website and other websites. You may opt out of personalised advertising by visiting Google Ads Settings or networkadvertising.org.
Google Analytics (Optional)
We may use Google Analytics to understand how visitors use our site. This collects anonymous data such as pages visited, time spent, and device type. No personally identifiable information is collected. You can opt out using the Google Analytics Opt-out Browser Add-on.
For more about how Google uses data, see Google's Privacy Policy.
Our site may fetch live stock prices using the Yahoo Finance API via CORS proxy services. This involves sending a stock ticker symbol (e.g., "TCS") to these services — no personal financial data is included in these requests.
Our site loads fonts from Google Fonts and charting libraries from CDN providers. These services may log your IP address as part of standard web requests.
myartha.in is not directed at children under 13 years of age. We do not knowingly collect any information from children under 13.
Under India's Digital Personal Data Protection Act 2023, you have the right to:
myartha.in is served exclusively over HTTPS. We apply security headers including HSTS, X-Frame-Options, and Content Security Policy to protect against common web vulnerabilities. Since no financial data is transmitted to our servers, there is no server-side data breach risk.
We may update this privacy policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the site after changes constitutes acceptance of the updated policy.
If you have questions about this privacy policy or your data, please contact us: